Ontario Auto Insurance
Car Insurance With Tickets & Convictions in Ontario
A speeding ticket or driving conviction can affect your auto insurance, but it doesn't necessarily mean every insurance company will treat your driving record the same way. Verdant Insurance helps Ontario drivers compare available options from multiple insurers.
Your Driving Record
Have a Ticket? Your Insurance Options Can Vary by Company.
Insurance companies have their own underwriting rules. The type and number of convictions, when they occurred, your accident history and your overall insurance history can all affect pricing and eligibility.
One Minor Ticket
A single minor conviction does not automatically mean every driver requires high-risk insurance. Your available options depend on the insurer and the rest of your driving history.
Multiple Tickets
Several convictions can affect both pricing and the number of standard insurance markets available to you.
Serious Convictions
More serious driving convictions can have a greater impact on eligibility and may require different insurance markets.
Tickets + Accidents
Insurers look at your overall driving record. A combination of convictions and at-fault accidents can materially change the available options.
Common Driving Convictions
What Types of Tickets Can Affect Car Insurance?
Moving convictions can be considered by insurance companies when they assess your driving record. The effect depends on the specific conviction, your history and the insurer's underwriting rules.
Speeding Tickets
A speeding conviction may affect your auto insurance pricing or eligibility depending on the circumstances and your overall record.
Distracted Driving
Distracted-driving convictions can have significant insurance consequences and may affect which insurance markets are available.