Commercial Insurance Built Around Your Business.
Business insurance isn't one-size-fits-all. Your operations, property, employees, vehicles and contracts determine the risks that actually need to be considered.
Verdant Insurance helps Ontario businesses and commercial property owners review their exposures and explore available insurance options for liability, property, vehicles, professional risks and more.
Our brokers start by understanding how your company or property actually operates before approaching available commercial insurance markets.
Commercial insurance starts with understanding the exposure.
A restaurant, contractor, professional office and commercial property owner can require completely different insurance solutions.
Your Operations
What your business does, who it serves and where the work takes place can materially change the exposures an insurer evaluates.
Your Property
Buildings, equipment, inventory, tenant improvements and other business property may require appropriate commercial coverage.
Your Contracts
Clients, landlords, lenders and other counterparties may require specific insurance limits, certificates or types of coverage.
Business insurance can involve multiple types of protection.
Commercial insurers can have very different appetites for different industries, operations, property types and exposures.
Start with the type of business or property you need to insure.
Explore some of the commercial risks Verdant works with across Ontario.
Restaurants
Coverage considerations for restaurants, commercial kitchens, property, liability, business interruption, equipment and other food-service exposures.
Explore Restaurant Insurance →Contractors & Trades
Insurance for Ontario contractors and trades, including liability, tools, equipment, vehicles and contractual insurance requirements.
Explore Contractor Insurance →Commercial Property Owners
Insurance for Ontario owners and investors of commercial buildings, including rental income, property-owner liability and other real estate exposures.
Explore Commercial Property Insurance →Professional Businesses
Offices and professional service businesses may require liability, property, professional liability, cyber and other commercial coverage.
Speak With a Commercial Broker →Own the building instead of operating the business?
Commercial property owners have a different set of insurance exposures from the businesses occupying their buildings.
Building values, tenant operations, rental income, fire protection, vacancy and property-owner liability can all affect how a commercial real estate risk is underwritten.
Verdant works with eligible Ontario owners of commercial plazas, medical and professional buildings, warehouses and industrial properties.
Commercial insurers need to understand your business.
Unlike many personal insurance quotes, commercial underwriting can require detailed information about your company, property and operations.
Accurate underwriting information helps the broker approach markets that may be appropriate for the actual risk.
The cheapest policy isn't automatically the right policy.
Understand the Exposure
A broker can help identify insurance considerations created by the way your business or property actually operates.
Approach Appropriate Markets
Commercial insurers can have very different appetites for industries, operations and property characteristics.
Review the Coverage
Limits, exclusions, deductibles and endorsements can materially affect how a commercial policy responds.
Commercial insurance for Ontario businesses.
Verdant Insurance is based at 675 Cochrane Drive in Markham and serves eligible commercial clients throughout Ontario.
Looking specifically for a local brokerage? Visit our dedicated Markham commercial insurance page.
Ontario Business Insurance FAQ
What type of insurance does my business need?
It depends on your operations, property, contracts, vehicles, professional services and other exposures. Different businesses can require very different combinations of coverage.
What is commercial general liability insurance?
CGL can help protect a business against certain third-party claims involving bodily injury, property damage and other covered liability exposures.
Can Verdant insure restaurants?
Restaurant insurance may be available for eligible businesses. Learn more on our Restaurant Insurance Ontario page .
Can Verdant insure contractors?
Verdant can review eligible Ontario contractors and trades. Visit our Contractor Insurance Ontario page for more information.
Does Verdant insure commercial property owners?
Verdant can review eligible Ontario commercial property owners and investors. This can include plazas, medical and professional buildings, warehouses and industrial properties. Visit our Commercial Property Insurance Ontario page .
Can Verdant insure commercial vehicles?
Depending on the business, vehicles and drivers, commercial auto insurance options may be available.
Does Verdant only serve businesses in Markham?
No. Verdant is based in Markham and serves eligible businesses and commercial property owners throughout Ontario.
Let's understand the business before we talk about the policy.
Tell us how your company or commercial property operates and a Verdant broker can review your insurance needs and available Ontario commercial markets.