Ontario Auto Insurance

Auto Insurance That Gives You More Options.

Verdant Insurance helps Ontario drivers compare auto insurance options from multiple insurance companies with advice from a licensed broker.

Whether you're insuring your first vehicle, replacing your current policy, adding another driver or dealing with a more complicated driving history, we'll help you understand the options available for your situation.

Modern vehicle for Ontario auto insurance
Why Use a Broker?

The same driver can receive very different quotes.

Insurance companies use different pricing models, discounts and underwriting rules. That means one company may view your situation differently from another.

Multiple Insurance Markets

Verdant works with 16 Ontario insurance companies, giving our brokers multiple available markets to review based on your needs and eligibility.

Broker Advice

We help explain available coverage options, deductibles and endorsements so you can make a more informed decision.

Ongoing Service

Your relationship with Verdant doesn't end after the policy is issued. Our team can help with policy changes and ongoing insurance questions.

Different Drivers. Different Needs.

Find the right starting point.

New Drivers

G2 driver, first vehicle or being added to a family policy? Learn what affects insurance for newly licensed drivers.

Explore New Driver Insurance →

High-Risk Drivers

Tickets, accidents, licence suspensions or previous cancellations can change which insurance markets are available.

Explore High-Risk Auto Insurance →

Everyday Drivers

Replacing an existing policy, buying another vehicle or simply checking whether another insurer may be a better fit?

Request an Auto Quote →
Before You Buy

Check the insurance price before signing for the car.

Two vehicles with similar purchase prices can have very different insurance premiums.

Vehicle characteristics, repair costs, theft experience and insurer rating factors can all affect the premium. Quoting the vehicle before you buy can help you understand the total cost of ownership.

New vehicle for auto insurance quote
Understanding Your Policy

Auto insurance is more than just a price.

Your policy can include different limits, deductibles, optional coverages and endorsements. The appropriate setup depends on your vehicle and situation.

Liability

Liability coverage helps protect against certain legal and financial consequences when an insured driver is responsible for injury or damage to others, subject to the policy.

Collision

Collision coverage may help pay for insured damage to your vehicle resulting from certain collisions, subject to the deductible and policy terms.

Comprehensive

Comprehensive coverage may protect against certain non-collision losses such as theft, vandalism and other insured events.

Your Premium

What can affect your auto insurance price?

Driving experience
Driving convictions
At-fault accidents and claims
Vehicle make and model
Where the vehicle is primarily kept
Annual kilometres
How the vehicle is used
Coverage and deductibles selected
Insurance history
Available insurer discounts
Home and auto insurance bundle in Ontario
Auto + Property

Have home, condo or tenant insurance too?

Some insurers offer multi-policy discounts when eligible auto and property policies are placed together.

A Verdant broker can compare available options and help determine whether bundling makes sense for your situation.

Markham Brokerage. Ontario-Wide Service.

Auto insurance for drivers across Ontario.

Verdant Insurance is based at 675 Cochrane Drive in Markham and serves eligible drivers throughout Ontario.

You don't need to live in Markham to work with Verdant. Our brokers can assist clients throughout the province.

Ontario road and auto insurance
Frequently Asked Questions

Ontario Auto Insurance FAQ

Why do auto insurance quotes vary between companies?

Insurance companies use different rating methods, underwriting rules, discounts and eligibility criteria, so two insurers may quote the same driver differently.

Should I compare auto insurance before my renewal?

Reviewing your coverage and available options can be useful when your circumstances or premium have changed. A broker can help determine whether other available insurers may be appropriate.

Can Verdant insure a G2 or first-time driver?

Depending on eligibility, options may be available for newly licensed drivers. Visit our New Driver Insurance page for more information.

Can Verdant help if I have tickets, accidents or cancellations?

Potentially. Available markets depend on the details of your driving and insurance history. Visit our High-Risk Auto Insurance page to learn more.

Can I get a quote before buying a vehicle?

Yes. Quoting the vehicle before purchasing or leasing it can help you understand the insurance cost before committing to the vehicle. Learn how to compare insurance before buying a car .

Does Verdant only provide auto insurance in Markham?

No. Verdant Insurance is based in Markham and serves eligible clients throughout Ontario.

Ready to Compare?

See what auto insurance options are available to you.

Tell us about your vehicle and driving history and a Verdant broker can review the available Ontario insurance options for your situation.