Commercial Insurance Broker in Markham
Verdant Insurance helps Ontario businesses compare commercial insurance options for liability, property, vehicles and other business risks.
Whether you operate a restaurant, office, contracting business, retail store, professional practice or commercial fleet, our brokers can help review your exposures and determine what coverage may be appropriate.
Business Insurance Coverage Options
Commercial General Liability
CGL coverage can help protect a business against certain claims involving bodily injury, property damage and other insured liability exposures.
Commercial Property
Coverage may be available for buildings, contents, equipment, inventory and other business property depending on the risk.
Business Interruption
Business interruption coverage can help protect against certain income losses following an insured property loss.
Commercial Auto
Coverage for vehicles used in business operations, including individual commercial vehicles and fleets.
Professional Liability
Certain professional and service businesses may require errors and omissions or professional liability coverage.
Cyber Insurance
Cyber coverage may help protect businesses against certain data, privacy and cyber-related losses.
Commercial Insurance for Different Types of Businesses
Different industries create different liability, property and operational exposures. Commercial insurance should be structured around the actual business rather than treated as a one-size-fits-all product.
Insurance for Restaurants and Food Businesses
Restaurants can have a wide range of exposures, including customer liability, cooking equipment, fire risk, property damage, spoilage and business interruption.
Coverage requirements depend on the type of operation, cooking methods, alcohol exposure, building details and other underwriting factors.
Insurance for Contractors and Trades Businesses
Contractors often need liability insurance and may also require coverage for tools, equipment, vehicles, property and specific contractual requirements.
The right policy depends on the work performed, annual revenue, subcontracting, project size and other business details.
Commercial Vehicle and Fleet Insurance
Businesses using vehicles for deliveries, service calls, hauling or other commercial purposes may require commercial auto insurance.
Fleet size, vehicle type, radius of operation, driver experience, claims history and business use can all affect underwriting and pricing.
Commercial Insurance Often Requires More Than a Quick Online Quote
Commercial insurance underwriting usually depends on details about the business, operations, property, revenue, experience and loss history. The cheapest quote is not necessarily the policy that best addresses the exposures of the business.
Risk Review
A broker can help identify the key insurance exposures created by your operations.
Market Comparison
Different insurers have different appetites, underwriting rules and pricing for commercial risks.
Coverage Guidance
Commercial policies can contain important limits, exclusions and endorsements that should be reviewed carefully.
Commercial Insurance in Markham and Across Ontario
Verdant Insurance is located at 675 Cochrane Drive in Markham and serves eligible businesses throughout Ontario.
Whether your company is based in Markham, Toronto, Richmond Hill, Vaughan or elsewhere in Ontario, our brokers can review your commercial insurance needs.
Commercial Insurance FAQ
What types of commercial insurance does Verdant offer?
Depending on eligibility and the business, coverage may include commercial general liability, commercial property, business interruption, commercial auto, professional liability, cyber and other business insurance products.
How much commercial liability insurance does my business need?
Appropriate liability limits depend on the business, contracts, operations and exposures. Some landlords, clients or contracts may also require specific minimum limits.
Can Verdant insure a commercial building?
Depending on the property and insurer appetite, commercial property insurance may be available for owner-occupied, leased or investment commercial properties.
Can Verdant insure business vehicles?
Yes, commercial auto options may be available for eligible vehicles and fleets used in business operations.
Does Verdant only provide business insurance in Markham?
No. Verdant Insurance is located in Markham and serves eligible commercial clients throughout Ontario.
Need Commercial Insurance for Your Business?
Tell us about your business and a Verdant Insurance broker can review your insurance requirements and available Ontario commercial markets.